QC Financial Service Review

QC Holdings is the company based out of Overland Park, Kansas and operates over 5000 branches across the United States. The company started in 1984 a rent-to-own store. In 1989 the company began offering check-cashing services and by 1992 offered short-term loans to their customers. In 1994 the company decided to sell their rent-to-own stores so they could focus on financial products and services.

The company offers convenient financial assistance to help meet the need of their customers. Their services vary from: check cashing, money orders, money transfers, and short-term loans. (Aka payday loans)

The application process is short and simple. In order to get approved, an individual would need to provide valid identification, a state issued id or driver’s license. A blank check is needed to verify a valid checking account. They may ask for any additional information that is required by state laws. Once the application is done, the approval process only takes a matter of minutes. They will verify the information that was provided and approve or reject the application. Once approved, the borrower can leave with cash in hand after they have provided QC with a check for the amount owed plus any additional fees.

QC Financial Service Company Information

Based on ratings from the Better Business Bureau, this company has great customer rapport and excels in customer satisfaction. This company has had ZERO complaints reported in the last 3 years and proves the company is committed to make a good-faith effort to resolve any customer issues or complaints.

BBB Rating: A+

Total BBB Complaints: Zero

Dated Opened: 10/03/2006

Principal: Mr. Shane Underwood

Business Address: 5364 S 72nd St, Omaha, NE 68127-2876

Business Phone: (402) 331-6216

Business Email: [email protected]com

Business Website: www.qcholdings.com

Loan Maximum: $500.00


Overall, this company offers financial assistance to their customers and thrives on customer satisfaction. The fees with their loans are $15.00 per $100.00 borrowed. Based on other payday lenders, this company has lower fees than their competitors.

The loan is typically paid back within a few weeks and offers help in-between paydays. If a loan can’t be paid on time, the company may allow a customer to defer their loan. These factors appear to have no issues regarding the customer’s experience.

In the last 3 years, QC had no customer complaints, and this only proves the payday lender cares about their customers and can help with all their financial needs. 

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